✨Beyond bills, MiRicordi also remembers appointments, documents, the shopping list and birthdays and much more.
A bill due date reminder without linking your bank
Most bill apps start by asking for your online banking details. That is a lot to hand over when all you actually want is to be told, a few days early, that the electricity bill is due on the 15th. MiRicordi takes the simpler route: you enter the due date, the app reminds you.
Rent, electricity, gas, water, internet, phone, credit card payments, insurance instalments and subscriptions can all live in the same monthly view. Set a bill to repeat every month and the reminder returns on its own; attach a photo of the invoice and the amount stays with the date.
Because nothing is connected to your bank, there are no logins to maintain, no read-only access to revoke and no transaction history sitting on someone else's server. Your dates are yours, kept on your account only, and the reminder arrives on your phone even when the app is closed.
A reminder is not the same as a banking app
Bill apps mostly fall into two groups. Some connect to your bank, read your transactions and try to manage your money. Others simply help you remember what is due and when.
The second group is what most people are actually looking for when they search for a bill reminder: no linked accounts, no financial profile, just a notification a few days before the payment date.
Setting up a month of bills in ten minutes
Start with the fixed ones — rent or mortgage, electricity, gas, water, internet, phone — and set each to repeat monthly. Add the variable ones as they arrive, attaching a photo of the invoice and the amount in the note.
Once the month is set up, it maintains itself: the reminders return each cycle without being re-entered.
- rent or mortgage
- electricity, gas and water
- internet, phone and streaming
- credit card payment dates
- insurance instalments
- quarterly and yearly charges that are easy to forget
Why the notice period matters
A reminder on the due date is almost useless — it arrives when there is no room left to act. Two or three days earlier is enough to move money, check the amount or query something that looks wrong.
Bill due date reminders — common questions
Is there an app that just reminds me to pay bills?
Yes — that is exactly what MiRicordi does. You enter the due dates, it warns you before each one, and it never asks for access to your bank.
Can I see all my bills for the month?
Yes. The calendar view shows every date you have entered, so a heavy month is visible before it starts.
Is MiRicordi free?
Yes. MiRicordi is free to download from Google Play and the reminder features come at no cost.
Also useful: bill reminders, renewal reminders, reminder calendar.
Frequently asked questions
Do I have to connect my bank account?
No. MiRicordi never asks for banking access. You add the due dates yourself and the app reminds you before each one.
Can I track monthly bills that repeat?
Yes. Set the reminder to repeat monthly and it comes back automatically, with the same advance warning each time.
Can I keep the amount and the invoice together?
Yes. Add the amount in the note and attach a photo of the bill, so everything is in one place when you pay.
Is MiRicordi available for iPhone?
MiRicordi is currently available for Android only and can be downloaded from Google Play. The iPhone version is on the way.
What else MiRicordi can remember for you
- Medication reminders — Take every dose on time and know before the box runs out.
- Health reminders — Appointments, tests and measurements in one place.
- Bill reminders — Utilities, rent and subscriptions paid before the due date.
- Document storage — Scan documents and get warned before they expire.
- Car deadlines — Insurance, servicing, road tax and the next inspection.
- Work reminders — Deadlines, meetings and recurring work tasks.
- Reminder calendar — Everything with a date in a single calendar view.
- Family organiser — School, sport, doctors and errands for the whole family.
- Birthday reminders — Birthdays and anniversaries, with time to prepare.
- Shopping list — A grocery list you actually remember to bring.
- Workout reminders — Train regularly and see what you really completed.
- Period tracker — Cycle calendar and discreet reminders, kept private.
- Memory journal — Save moments with a date, a note and a photo.
Deadlines people ask about most
- MOT reminders — Book the test before the certificate expires.
- Car tax reminders — Renew on time, even if the letter never arrives.
- Renewal reminders — Insurance, licence and subscriptions before they roll over.
- Expiry dates — Passports, warranties and policies, flagged in advance.
- Registration renewal — Vehicle registration and inspection, on your state's cycle.
- Licence disc renewal — Warned before the disc on the windscreen expires.
- Driving licence renewal — A date years away, remembered months ahead.
- Car licence renewal — On time even when the renewal notice never arrives.
- Oil change reminders — Your own interval, without the windshield sticker.
- Warranty tracker — Receipts stored and an alert before coverage ends.
- NCT reminders — Early enough to actually get a test slot.
- TV licence renewal — A yearly payment that repeats itself, automatically.
- WOF & rego reminders — Two dates, two cycles, both remembered in time.
- Motor tax reminders — Renew on time even if the notice never arrives.
Looking for practical advice first? Read the MiRicordi guides.
